AB009-Early Development of a New Idea

Course Name: AB009-Early Development of a new Idea   

This course uses a mini assessment tool to help a prospective entrepreneur determine whether they are financially and personally capable of starting a new venture. Once the mini assessment is complete, another set of questions goes into more detail about the product, cost structure, and market. The more detail a prospective entrepreneur can put into the answers, the better prepared to start a business they are. The business planning questions are meant to give participants a comprehensive look at the steps to starting a business. 1. Am I ready to start a business? 2. Introduction to finances and budgeting 3. Developing a market strategy 4. Can I make money? Questions? Contact Trent Teegerstrom at tteegers@ag.arizona.edu. 

The course contains video so it requires a computer that can play audio and video.


AB007-Creating Your Financial Plan

Course Name: AB007-Creating Your Financial Plan

The focus of this course is to help students analyze their budgeting assignments. Students will identify their goals and insert them into their budgets. This is also a point to reiterate trade-offs and wants versus needs (refer to module 6) to help keep a balanced working budget. Included in this module is the financial self-assessment worksheet that was initially provided in module 1 in addition to a budget review questionnaire. Students fill out the financial self-assessment worksheet. The self-assessment worksheet will give them a benchmark for their progress, as well as a direction for what they need to be working on. 1. Length of time to maintain records 2. Review progress on exercises 3. Creating your plan 4. Assessment of current situation 5. Analyze your assessment 6. Prioritize your goals 7. Develop a plan to achieve your goals 8. Review your plan 9. Monitor and modify your financial plan Questions? Email Trent Teegerstrom at tteegers@ag.arizona.edu.

The course contains video so it requires a computer that can play audio and video.


AB006-Personal Finances

Course Name: AB006-Personal Finances

This course is an in-class review of the long-term cash flow and budgeting assignment. A discussion will cover how students developed their cash flows. Did they run into any obstacles? Did they figure out where to put odd expenditures? Are they having problems incorporating savings into their budget? Is their budget accurate? This module helps students understand that they can still reach their goals while meeting their financial needs. 1. Students’ Cash Flow 2. Trade-Offs 3. Wants verus Needs 4. Unexpected Expenses 5. Hold Yourself Accountable 6. Adjust Your Expenditures Questions? Email Trent Teegerstrom at tteegers@ag.arizona.edu.

The course contains video so it requires a computer that can play audio and video.


AB005-Savings and Budgeting

Course Name: AB005-Savings and Budgeting

This class introduces long- and short-term savings plans and goals as well as how to define each of these. This class also uses the MyFi Assist app to help students create a savings plan. Going over the cash flow and budget assignment will help students introduce savings into their budgets if they have not done so already. Their savings plans should include an emergency fund, a long-term goal like retirement, and at least one short-term goal. If students’ budgets seem to be stretched, they can identify areas where they can spend less or find areas where they can earn extra income. 1. Savings Goals 2. Good versus Bad Savings Goals 3. Risk and Rates over Time 4. Where Do I Save my Money? 5. Budget Check-Up and Questions 6. Finding Ways to Save 7. Inflation Questions? Email Trent Teegerstrom at tteegers@ag.arizona.edu.

The course contains video so it requires a computer that can play audio and video.


AB004-Credit Reports and Scores

Course Name: AB004-Credit Reports and Scores

This course explains how to access and understand credit scores and credit reports. Banks and lenders use FICO scores (a specific credit score) to measure the risk of lending to someone. Credit scores indicate the level of borrower risk: higher scores indicate lower risk and lower scores indicate higher risk. If the risk is too high, the lender may not approve the loan. This module covers what FICO scores are, their importance and how they are determined. 1. Key Concepts 2. FICO Score Background 3. FICO Score Considerations and Requirements 4. FICO Score Components 5. Where to Find Your Score 6. Why Your Score Matters 7. Credit Reports 8. Identity Theft 6. Strategies to Improve Credit Students should keep track of their cash flows and budgets; if they have an accurate budget they may find that they are able to use it to schedule the repayment of any debt. They can also use credit to buy the things they want and pay off the debt monthly to not incur interest expense. If applying for a loan is necessary, they already have an idea of where they stand in the eyes of a lender and can negotiate terms. Questions? Email Trent Teegerstrom at tteegers@ag.arizona.edu.

The course contains video so it requires a computer that can play audio and video.


AB003-Applying for a Loan-the 5 C's of Borrowing

Course Name: AB003-Applying for a Loan-the 5 C's of Borrowing  

This class does not revisit the record keeping assignment, but students should remember to keep track of their cash flows. Also try to answer any questions that may come up while they are trying to compile their budget. Cash flows and budgets will be referred to in later modules. This class addresses the factors that lenders take into account when approving loan applications. Understanding what a lender is looking for in a borrower can help potential borrowers increase their chances of being approved for a loan, or obtaining a better interest rate. 1. Qualities Banks and Lenders Look for in a Borrower 2. Sources of Money 3. Terms and Conditions of a Loan 4. Personal Information Required for Loan Application 5. 5 C’s of Borrowing 6. Basis of Loan Approval Students should keep track of their cash flows and budgets; if they have an accurate budget they may find that applying for a loan is not necessary. Instead, they can cut frivolous expenses and save to buy the things they want. If applying for a loan is necessary, they already have an idea of where they stand in the eyes of a lender. Questions? Email Trent Teegerstrom at tteegers@ag.arizona.edu.

AB002-Loans and Credit Cards

Course Name: AB002-Loans and Credit Cards  


At this point, this class does not revisit record keeping, but students should remember to keep track of their cash flows, because they will be referring to them in later modules. AB002 addresses interest rates on loans and credit cards. We also introduce the MyFi Assist app, it is a free financial assistant app. MyFi is used extensively through the money management modules. 1. Components of an Interest Rate 2. Credit Score versus Interest Rate 3. MyFi Assist 4. Paying Credit Cards 5. Paying for House Loans 6. Take-Home Message 7. Money Management Module Review 8. Reminder to Keep Track of your Budgeting Exercise The objective of module 2 is to understand the effects of interest rates, as well as managing loans and credit card usage. Questions? Contact Trent Teegerstrom at tteegers@ag.arizona.edu

The course contains video so it requires a computer that can play audio and video.

Contact and technical support: Robert Masson, masson@arizona.edu.




AB001-Record Keeping and Cash Flows

Course Name: AB001-Record Keeping and Cash Flows 

This class starts with the basics of building a financial plan, which is keeping track of your income and expenses. This is where we first introduce the financial self-assessment. Students will fill out the assessment to help them gain a better understanding of their own financial well-being, and hopefully give them motivation to go through the entire money management modules. The assessment is retaken in module 7, which allows students to see their progression. 1. Record Keeping 2. Hand versus. Computer Records 3. 5 Basic Steps to Record Keeping 4. Cash Flow Statements 5. Types of Expenses By the end of this class students should have a clear method for how they want to track their expenses and build a cash flow budget. Questions? Email Trent Teegerstrom at tteegers@ag.arizona.edu.

The course contains video so it requires a computer that can play audio and video.

Contact and technical support: Robert Masson, masson@arizona.edu.


2023 SWAG - Irrigation Efficiency

2023 Southwest Ag Summit

Course Name: Irrigation Efficiency: technology updates and best practices 


Module 1: Yuma County Extension Update: Soil amendments and flow meters

Robert Masson, University of Arizona, Yuma, AZ

Module 2: Drought mitigation - Some Easy Solutions

Fred Ahnert, Rain For Rent

Module 3:  Guayule growth and yield responses to deficit irrigation strategies in the U.S. desert

Dr. Diaa Elshikha, University of Arizona, Maricopa, AZ

Module 4: Utilizing Drip Irrigation to Maximize Water Use in Vegetable and Alfalfa Production

Michael Bloomfield, Netafim USA

Module 5: Irrigation Efficiency in Salinas Leafy Green Production

Michael Cahn, University of California, Salinas, CA  



Course Number:  CCA # SS 57257, 2.0 CEU's (IPM) 

CEU Credits: This course is accredited by Certified Crop Adviser.


Course availability will be through the end of the year and will be removed December 31st 2024.

The course contains video so it requires a computer that can play audio and video.

Contact and technical support: Robert Masson, masson@arizona.edu.


2023 SWAG - Fertilizer Management

2023 Southwest Ag Summit

Course Name: Opportunities for improved Fertilizer Management in the Desert


Module 1: The Nexus of Soil Health and Soil Fertility

Dr. Debankur Sanyal, University of Arizona, Maricopa, AZ

Module 2: Opportunities for enhanced fertilizer management using precision ag methods

Pedro Andrade, University of Arizona, Maricopa, AZ

Module 3:  Efficiency technologies for N and P fertilizer inputs in desert soils

Dr. Eric Ellison, Pursell Agri-Tech, LLC

Module 4: Opportunities for Optimizing Fertigation

Dr. Charles Sanchez, University of Arizona, Maricopa, AZ



Course Number: CCA # SS 57258, 2.0 CEU's (IPM) 

CEU Credits: This course is accredited by the Certified Crop Adviser.


Course availability will be through the end of the year and will be removed December 31st 2024.

The course contains video so it requires a computer that can play audio and video.

Contact and technical support: Robert Masson, masson@arizona.edu.



2023 SWAG - Soil Health

2023 Southwest Ag Summit

Course Name: Soil Health in the Desert: Combating Water Crisis in the Southwest 


Module 1: Soil Health in the Desert Southwest

Dr. Debankur Sanyal , University of Arizona, Tucson, AZ

Module 2:  Eco-system Balance: The Role of Human Activities in Cultivation and Land Stewardship

Yadi Wang, Arizona SOL L3C

Module 3: Nematode community as soil health indicators in low desert vegetable production

Dr. Philip Waisen, UCANR, Riverside and Imperial Counties

Module 4: Can biochar improve desert soil health?

Rivka Fidel, University of Arizona, Tucson, AZ

Module 5: Really? You can't do that here! 

Anthony Bly, South Dakota State University

Module 6: Pesticide effects on soil health

Robert Masson, University of Arizona, Yuma, AZ 



Course Number:  CCA # SS 57255, 2.0 CEU's (IPM) 

CEU Credits: This course is accredited by Certified Crop Adviser.


Course availability will be through the end of the year and will be removed December 31st 2024.

The course contains video so it requires a computer that can play audio and video.

Contact and technical support: Robert Masson, masson@arizona.edu.



Nutrient Management for the Southwest

Course Overview: 

Melissa Riesland, with Nutrien Ag Solutions will help us understand plant needs, knowing what contributes to yield, evaluating total nutrient balance, comprehensive nutrient management plan and the execution of best management practices. She will discuss the 16 essential plant nutrients and the forms of nitrogen fertilizer. This course is designed for all agricultural professionals. This course will be accredited by the Certified Crop Adviser Program for 1 CEU credit.


Course Name: Nutrient Management for the Southwest

Presented by: Melissa Riesland

Course Number:  CCA #SS 56942

CEU Credits: This course is accredited by the Certified Crop Adviser program, (1.0 CEU NM).

Course will be automatically removed from circulation December 31st, 2024.

The course contains video so it requires a computer that can play audio and video.

Contact and technical support: Robert Masson, masson@arizona.edu.


Vegetable Crop Production Methods for Yuma

Course Overview: 

Robert Masson, UArizona, Yuma County Cooperative Extension Asst. Agricultural Agent. Robert will discuss U.S. vegetable production of the 20th and 21st century as well as modern farming considerations. He will also look at Yuma production methods such as Tillage, Seeding and Transplanting, Fertilizers and crop Nutrition, and Irrigation methods. This course is designed for all agriculture professionals. This course will be accredited by the Certified Crop Adviser Program for 1 CEU credit.


Course Name: Vegetable crop production methods for Yuma

Presented by: Robert Masson, UArizona, Yuma County Cooperative Extension, Asst. Agricultural Agent  

Course Number:  CCA #SS 56943

CEU Credits: This course is accredited by the Certified Crop Adviser program, (1.0 CEU S&WM).

Course will be automatically removed from circulation December 31st, 2024

The course contains video so it requires a computer that can play audio and video.

Contact and technical support: Robert Masson, masson@arizona.edu.


Maximizing the Fundamentals of IPM, an organic approach to IPM

Course Overview: 

Macey Keith, AZ PCA, CA QAL and a Desert Southwest sales representative for San-Agrow. Macey will help us understand the differences between traditional IPM vs organic IPM. She will also identify each management strategy in the IPM triangle as well as define what a fertilizer is and their importance in organic IPM. Macey will show us real life examples of organic IPM control measures and how they apply to crops in the desert southwest. This course is designed for agriculture professionals and Pest Control Advisors. This course will be accredited by the Certified Crop Adviser Program for 1 CEU credit.


Course Name: Maximizing the fundamentals of IPM, an organic approach to IPM

Presented by: Macey Keith, AZ-PCA, CA-QAL

Course Number:  CCA #SS 56941

CEU Credits: This course is accredited by the Certified Crop Adviser program, (1.0 CEU IPM).

Course will be automatically removed from circulation December 31st, 2023.

The course contains video so it requires a computer that can play audio and video.

Contact and technical support: Robert Masson, masson@arizona.edu.


Ag Chem and Water Quality

Course Overview: 

Dr. Karl Wyant, Director of Agronomy with Nutrien will talk about how spray water quality can negatively impact Ag chemical performance. He will also explain to us how to use a water quality sample to predict future interactions or explain current results, when and how to sample spray water and how to understand a water quality sample report. Dr. Wyant will break down a spray water quality report and explain the effects it has on the chemicals it is mixed with. This course is designed for Ag Chem professionals and Pest Control Advisors. This course will be accredited by the Certified Crop Adviser Program for 1 CEU credit.


Course Name: Ag Chem and Water Quality

Presented by: Dr. Karl Wyant

Course Number:  CCA #SS 56944

CEU Credits: This course is accredited by the Certified Crop Adviser program, (1.0 CEU NM).

Course will be automatically removed from circulation December 31st, 2024.

The course contains video so it requires a computer that can play audio and video.

Contact and technical support: Robert Masson, masson@arizona.edu.



Compost Handling for Desert Leafy Greens Production - ENG/ESP

This course is designed to educate compost makers and handlers on the special food safety considerations required by the leafy greens growers of the desert southwest. Interactive questions are placed within the video and a certificate of completion will be automatically emailed to the student once the course is completed.

Technical support: Robert Masson, masson@arizona.edu

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Este curso esta designado para educar fabricantes de compostaje y manipuladores enla area de food safety consideraciones que requiere los cultivadores de leafy greens del desierto southwest. Preguntas interactivas estan puestos dentro del video y un certificado de completacion automaticamenet va estar enviado al correo del estudiante cuando terminen el curso. 

Supporte tecnico: Robert Masson, masson@arizona.edu